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Julio Cobian
Mortgage Advisor

Hi everyone, my name is Julio Cobian, and I am a Mortgage Advisor serving all of Butte County: Chico, Oroville, Paradise and extending to Glenn County, Tehema County, and Colusa County. I grew up in San Diego, CA and continue serve the community. I love my job and I am very excited to hear from you.

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About Me

Who Am I?

Hi everyone, my name is Julio Cobian, and I am a Mortgage Advisor serving all of Butte County: Chico, Oroville, Paradise and extending to Glenn County, Tehema County, and Colusa County. I grew up in San Diego, CA and continue serve the community. I love my job and I am very excited to hear from you.

Throughout the process, I am your partner and will provide you with support and education to help you get past the home buying finish line. The important thing to realize is that there is no one size fits all for home loans. Everyone's circumstances, needs, and wants are different. It is my job to take the information you provide me with, ask questions, and find solutions to help structure a loan that best fits your needs. Whether that is maintaining a low monthly payment, finding a down payment assistance program, or setting a goal to work towards being a homeowner, I want to guide you and provide you with the best options. I love to build lasting friendships with my clients!

Julio Cobian on aunthum

The Journey

Find a Perfect Loan for you

Everybody is different, talk to me about your homebuying goals to setup a personalized plan to get there. 

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Simplifying The Home Buying
process E-Book

Download my FREE E-Book for important details about your journey.

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Our Latest News

"Explore the latest insights and trends in the real estate market on our blog page.

Testimonials

Look What My Customer Say!

See what my satisfied clients have to say! Check out the 5-star reviews and hear their success stories.

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Book With Julio

Your journey begins with a plan. Book with Julio to understand your options and build a custom plan to fulfill your home owning dreams.

Julio Cobian 
NMLS #691954
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11122 Mangrove, Chico CA 95926
1933 Bird St, Oroville CA 95965
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Office : 530-341-8376
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Cell : 619-793-6994

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759, WY: #3964. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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© 2025 by Julio Cobian.

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