Credit Issues? Don’t Count Yourself Out of Homeownership”

One of the biggest myths in the homebuying world is that you need perfect credit to qualify for a mortgage. The truth? You don’t.

Yes, your credit score matters — but it’s not the only thing lenders look at. More importantly, your score isn’t set in stone. With the right plan and a little time, credit can be improved… and homeownership can become a real possibility.

I’ve helped clients with:

• Late payments on their credit report

• High credit card balances

• No established credit history

• Collections or medical debt

And guess what? Many of them are now happy homeowners.

The key is starting the conversation early. Even if you’re not ready to buy today, we can map out a clear, step-by-step plan to get you there — whether it’s in 3 months, 6 months, or a year.

You don’t have to be “perfect” to start. You just have to be willing.

📲 Ready to see what’s possible for you? Let’s talk — I’ll meet you where you’re at and guide you toward your goals.