Don’t Let the Headlines Fool You: The Real Story Behind the Housing Market

The media loves a dramatic headline — but when it comes to the housing market, those soundbites can create unnecessary fear or confusion. If you’ve seen articles saying home prices are crashing or mortgage rates are out of control, take a breath. Let’s break down what’s really happening — and why it’s important to stay informed, not alarmed.

📈 Stock Market Up, Bonds Wobble — But It’s Normal

This week, the stock market hit record highs, and bond yields reacted slightly — which can influence mortgage rates. But here’s the truth: while bonds dipped early, they’ve since stabilized. That’s a good sign, not a red flag.

🏡 “Home Prices Are Down!” — Kind of.

The headlines are saying home prices fell by 5%. What they’re not saying is that this is the median price — meaning the middle price of homes sold. That number dropped only because more buyers purchased homes in the $300K–$399K range and fewer in the $500K+ range. It’s about the mix of sales, not a loss in value.

🏗️ New Construction Inventory? Mostly Incomplete.

It sounds shocking to hear that new home inventory is at its highest since 2007. But when you look closer, most of that inventory is not move-in ready. In fact, less than 25% of those homes are completed. The rest are either under construction or haven’t even started yet.

💼 Unemployment Data: A Mixed Picture

Initial jobless claims dropped this week — meaning layoffs are still low. That’s great news. Continuing claims did increase, which tells us people who are laid off are taking longer to find new work. This doesn’t point to a collapsing job market — it simply reflects slower hiring, not mass layoffs.

💡 What This Means for You

If you’re thinking about buying, selling, or investing, remember: headlines don’t tell the full story. The market is steady, demand is strong, and opportunities are still out there.

Don’t let the media shake your confidence. Instead, reach out and let’s talk about your personal situation. Whether you’re just starting to explore or you’re ready to make a move, I’m here to guide you with real information — not fear-driven hype.