top of page
Search

Don’t Miss Out on Your Dream Home—Know Where You Stand Today

  • jcobian91
  • Jul 7
  • 1 min read

Have you ever seen the perfect home hit the market… but felt that sinking feeling because you weren’t ready to make a move?

 

It happens more often than you think. A beautiful home shows up in your feed—perfect yard, updated kitchen, dreamy neighborhood—but you’re not pre-approved, and you’re unsure if you can qualify. Maybe it’s credit, income, or existing debt holding you back. Whatever the case, the opportunity passes, and the regret kicks in.

 

Here’s the truth: you don’t have to wait until you’re “ready” to start the process.

 

Meeting with a mortgage advisor early—before you’re actively house-hunting—can make all the difference. It’s not about rushing into buying. It’s about getting clear on where you stand, what you qualify for, and what steps (if any) you need to take to be ready when the right house comes along.

 

✅ If you’re ready now, great!

✅ If not, I’ll help you create a game plan—whether it takes 1 month or 12.

 

Knowledge is power, and in this market, preparation is everything.

 

Don’t wait for your dream home to be the one that got away. Let’s chat, no pressure, just clarity. That way, when the right one pops up—you’ll be ready to make it yours.

 

 

 

Call to Action:

📲 Ready to find out where you stand? Let’s set up a quick call or meeting.



 
 
 

Recent Posts

See All

Comments


Julio Cobian 
NMLS #691954
icon 2
11122 Mangrove, Chico CA 95926
1933 Bird St, Oroville CA 95965
icon 3
Office : 530-341-8376
icon 4
Cell : 619-793-6994

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759, WY: #3964. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

icon 1

© 2025 by Julio Cobian.

bottom of page