🌱 First-Time Homebuyer Programs in California – September 2025 Update

Buying your first home is exciting—but saving for a down payment can feel overwhelming. That’s where first-time homebuyer programs in California come in.

💵 Down Payment Assistance in Chico, CA

Several state and local programs can help cover part (or all) of your down payment and closing costs. These include:

• CalHFA Programs (California Housing Finance Agency)

• Local Chico down payment assistance grants

• Special programs for teachers, veterans, and first responders

📝 ITIN Home Loans

For buyers without a Social Security Number, ITIN loan programs in California make homeownership possible.

🏡 Why These Programs Matter

Using these tools, many first-time buyers in Chico are becoming homeowners sooner than they thought possible.

✨ If you’re a first-time buyer in Chico or Butte County, let’s talk today. I’ll help you explore every program you qualify for and create a custom plan to fit your budget.