top of page
Search

Is Now Still a Good Time to Buy a Home? Here’s What You Should Know

  • jcobian91
  • Apr 29
  • 1 min read

If you’ve been watching the housing market, you’ve probably seen a lot of mixed headlines—some saying the market is cooling, others saying prices are climbing again. So what’s the real story? More importantly, what does it mean for you?

 

Here’s the truth: while rates and prices are constantly shifting, the best time to buy a home is when you are ready. That means you have a solid plan, a budget that works for you, and a team that supports your goals.

 

In today’s market:

 

  • Inventory is slowly increasing in some areas, giving buyers more options.

  • Sellers are becoming more negotiable—especially if homes sit longer.

  • There are still great loan programs available, including down payment assistance and first-time buyer options.

 

 

At the end of the day, owning a home isn’t just a financial decision—it’s about stability, freedom, and investing in your future. My job is to help you understand your numbers, explore your options, and guide you through the process with confidence.

 

Let’s connect and talk about your homeownership goals. Even if you’re not ready to buy this month, planting the seed today means you’ll be ready when the right opportunity comes.

 
 
 

Recent Posts

See All

Comments


Julio Cobian 
NMLS #691954
icon 2
11122 Mangrove, Chico CA 95926
1933 Bird St, Oroville CA 95965
icon 3
Office : 530-341-8376
icon 4
Cell : 619-793-6994

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759, WY: #3964. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

icon 1

© 2025 by Julio Cobian.

bottom of page