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💼 Monday Mindset: Make This the Week You Start Your Home Buying Journey

  • jcobian91
  • Aug 4
  • 1 min read

New week. New goals. And maybe… new home?

 

If buying a home is on your vision board this year, this Monday is the perfect time to take one step closer. Whether you’re a first-time homebuyer or just thinking about your next move, a little planning now can lead to a lot of peace of mind later.

 

 

Here are 3 smart ways to use this week to move toward homeownership:

 

 

 

✅ 1. Get Pre-Qualified

 

 

This is the first real step in the home buying process. It gives you a clear picture of how much home you can afford, and shows sellers you’re serious.

 

 

📊 2. Review Your Credit & Budget

 

 

Knowing where your credit stands can help you make informed decisions—and I can help guide you if it needs improvement. It’s also a great time to look at what monthly payment feels comfortable for you.

 

 

🧠 3. Ask Questions

 

 

Buying a home doesn’t mean you need to know everything right away. My job is to walk you through every part of the mortgage process—from application to closing—so you feel confident and informed.

 

 

 

 

Ready to turn 

“maybe one day”

 into 

“this year for sure?

 

 

Let’s build a plan that works for you. I help first-time buyers, families, and individuals across California take confident steps toward homeownership—without the stress.

 

📲 Message me to get started this week!

 
 
 

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Julio Cobian 
NMLS #691954
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11122 Mangrove, Chico CA 95926
1933 Bird St, Oroville CA 95965
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Office : 530-341-8376
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Cell : 619-793-6994

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759, WY: #3964. NMLS #1141. www.nmlsconsumeraccess.org

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