Need 20% for the down payment?

jcobian91
Aug 21
1 min read

One of the biggest myths in real estate is that you need 20% down to buy a home. The truth? Many programs allow you to buy with as little as 3% down, and there are even assistance programs to help.

In my book, I explain how down payments really work, and how to choose the option that makes sense for you.

Homeownership is about planting the seed—not waiting until you have the entire forest. 🌱

Recent Posts

See All

“The Seed of Homeownership: Growing Your Future with a Local Mortgage Lender”

Buying a home is like planting a seed — it starts with preparation, care, and the right support. As your bilingual mortgage lender in Chico, I help you nurture your credit, income, and savings so that

“How to Choose the Right Mortgage Program for Your Goals”

Every buyer’s journey is unique — and your loan should be too. Whether you’re looking for low monthly payments, a shorter loan term, or first-time buyer programs, choosing the right mortgage lender ma

“How a Bilingual Mortgage Lender Helps the Hispanic Community Become Homeowners”

Language shouldn’t be a barrier to homeownership. As a bilingual mortgage lender and prestamista de casas en español, I’m proud to help the Hispanic community understand their loan options clearly — w

Choose Language

Need 20% for the down payment?

Recent Posts

Comments