🏡 Summer Home Buying in Chico: Why Now Is a Great Time to Buy

Summer is in full swing in Chico, and while most people are focused on vacations and pool parties, savvy homebuyers are taking advantage of the unique opportunities this season offers. If you’ve been thinking about buying a home, here’s why summer might be the perfect time—especially right here in Butte County.

☀️ More Homes on the Market

Summer tends to bring more inventory to the housing market, which means more options for you as a buyer. Whether you’re looking for a bigger yard for your dogs or a place near Bidwell Park for morning walks, you’re more likely to find your perfect match right now.

💸 Sellers Are More Willing to Offer Incentives

In today’s Chico real estate market, we’re seeing more sellers offering credits to help buyers with closing costs or interest rate buydowns. That means you might be able to lock in a better deal—and a lower monthly payment.

📉 Don’t Rely on National Mortgage Rate Headlines

You may have seen national mortgage rates in the news, but they don’t reflect what’s happening locally. As a local mortgage advisor, I structure home loans specifically for Butte County buyers, helping you understand real affordability and your personalized options.

🏠 Make Your Summer Count

Instead of waiting for the “perfect” time, let’s create a custom home buying plan that works for your timeline, your goals, and your finances. Whether you’re a first-time buyer, need help with down payment assistance, or just want to know what you qualify for—I’m here to help.

Let’s make this summer the season you plant the seed of homeownership. 🌱 Message me to get started!