“The Importance of Getting Pre-Approved Before House Hunting”

Before you fall in love with a home, make sure you’re pre-approved. As a bilingual mortgage lender in Chico, I often see buyers skip this step — only to face delays or disappointment later.

A true pre-approval verifies income, assets, and credit upfront, giving you a strong advantage when making an offer. Sellers take you seriously, and your realtor can negotiate with confidence knowing your financing is solid.

Best of all, I offer free pre-approvals with a soft credit pull, so there’s no impact on your score. Ready to get started? Let’s turn your dream into a real plan today.