💳 Want to Buy a Home Soon? Start With Your Credit Score

Thinking about buying a home this year or next? One of the first steps you can take today is checking—and improving—your credit score.

Why Your Credit Score Matters:

• It impacts the interest rate you qualify for.

• It can determine the loan programs you’re eligible for (including down payment assistance).

• A stronger score means lower monthly payments.

Quick Tips to Boost Your Score:

1. Pay bills on time – even one missed payment can hurt.

2. Keep balances low – aim to use less than 30% of your credit limit.

3. Avoid opening new accounts too close to applying for a mortgage.

4. Don’t close old credit cards – longer history = better score.

5. Dispute errors on your credit report.

Even if your credit isn’t perfect, I can help create a strategy to get you mortgage-ready.

📲 DM me if you want to get a free game plan for homeownership—customized just for you.