Wednesday Housing Update – December 10th

Mid-week trends show steady mortgage conditions throughout California, including Chico, Oroville, Yuba City, Sacramento, San Diego, and Chula Vista. Stability helps both buyers and homeowners stay confident as they plan for the year ahead.

First-time buyers can use this environment to explore options like down payment assistance, FHA loans, and updated credit scenarios. A refreshed pre-approval ensures you stay competitive when you’re ready to buy.

Homeowners across California may also find opportunities to evaluate refinancing or future equity planning. If you want guidance based on today’s numbers, I’m here to help you map out your strategy step-by-step.