🏡 Why Getting Pre-Approved is the First Step to Buying a Home in Chico, CA

If you’re thinking about buying a home, the first step isn’t house hunting—it’s getting pre-approved.

Pre-approval gives you a clear picture of what you can afford, strengthens your offer when you find the right home, and saves you time and stress during the process.

💳 What is Pre-Approval?

Pre-approval is when a lender reviews your income, credit, and assets to give you a written estimate of how much you can borrow. It’s stronger than pre-qualification because it shows sellers you’re serious and ready.

Think of it like having your ticket ready before you board a plane ✈️—it makes the whole journey smoother.

🔑 Why It Matters in Today’s Market

Here in Chico, Oroville, and Butte County, homes can move quickly. Having a pre-approval letter in hand makes your offer stand out, especially when sellers are comparing multiple buyers.

Plus, in a market where rates and prices change, knowing your numbers means no surprises.

🌱 Planting the Seed for Success

Buying a home is a big milestone, but preparation is everything. Getting pre-approved is like planting the seed 🌱—it sets your foundation so you can grow into homeownership with confidence.

✅ Ready to Start?

Whether you’re a first-time buyer, looking at ITIN programs, or ready to upgrade, I can guide you through the pre-approval process and create a strategy that works for you.

📲 Call or DM me today to get started. Your dream home is waiting—let’s get you pre-approved and ready to go!