top of page
Search

🏡 Why It’s Still a Good Time to Buy a Home

  • jcobian91
  • Aug 6
  • 1 min read

The market might feel uncertain, but here’s the truth: smart buyers are still buying homes in 2025. Why? Because waiting for the “perfect time” can cost more in the long run.

 

 

📊 Here’s what’s working in your favor right now:

 

 

  • Sellers are motivated, which means you have more room to negotiate.

  • Rates may still dip, but when they do, competition will spike—and prices could go up.

  • Home values tend to rise over time, so starting now means building equity sooner.

 

 

 

🧠 Remember:

 

 

You marry the house, but date the rate. You can refinance later if rates drop—but buying now lets you start building wealth sooner.

 

📲 Want to know what your monthly payment would look like?

Let’s run the numbers together and create a plan that fits your life.

 
 
 

Recent Posts

See All

Comments


Julio Cobian 
NMLS #691954
icon 2
11122 Mangrove, Chico CA 95926
1933 Bird St, Oroville CA 95965
icon 3
Office : 530-341-8376
icon 4
Cell : 619-793-6994

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759, WY: #3964. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

icon 1

© 2025 by Julio Cobian.

bottom of page