🏡 Why Pre-Approval Is More Important Than Ever in Today’s Chico Market

In Chico—and all across California—homes can go under contract in a matter of days. That’s why getting pre-approved before you start house hunting is one of the smartest steps you can take as a buyer.

🔍 What Is Pre-Approval?

Pre-approval means a lender has reviewed your credit, income, debts, and assets, and determined how much you can borrow. It’s not just a guess—it’s based on real financial documentation.

🚀 Why It Matters in Chico

• Fast Market: Homes here move quickly, especially near Bidwell Park, Meriam Park, and downtown. Pre-approval gives you the power to act fast.

• More Attractive Offer: Sellers are more likely to accept your offer if they know you’re already pre-approved.

• Less Stress: You’ll know exactly what you can afford and won’t waste time on homes outside your budget.

🛑 Don’t Wait Until It’s Too Late

Too many buyers wait until they find a home they love, only to realize they’re not ready to make an offer. Pre-approval helps you avoid heartbreak and puts you in a position of strength.

🗓️ Let’s Make a Plan Together

Whether you’re ready to buy now or just want to explore your options, I’m here to help. I’ll create a custom game plan just for you and guide you step by step.

Let’s talk! Chico is my home too—and I’d love to help you make it yours!