top of page
Search

🏡 Why Working with a Local Mortgage Advisor Makes a Big Difference

  • jcobian91
  • Jul 30
  • 1 min read

If you’re house hunting in Chico or anywhere in California, one of the best decisions you can make is to work with a local mortgage advisor who knows your market, your options, and your goals.

 

Here’s why it matters:

 

 

1. 

We Know the Local Market

 

 

We understand local property values, taxes, and how things like fire zones or rural areas can affect loan types and approvals.

 

 

2. 

We’re Connected

 

 

I work with real estate agents, insurance professionals, and local experts every day — so I can help you build your team.

 

 

3. 

We’re Here When You Need Us

 

 

No call centers. No chatbots. Just real support from someone who cares and will walk with you through every step of your homebuying journey.

 

 

4. 

We Build Custom Plans

 

 

Whether you’re just starting to think about buying or ready to make a move, I’ll help you create a plan that fits your budget, timeline, and dreams.

 

You don’t have to figure it all out alone. I’m here to make the process clear, calm, and possible. 🌿

 

📲 Ready to take the first step?

 
 
 

Recent Posts

See All

Comments


Julio Cobian 
NMLS #691954
icon 2
11122 Mangrove, Chico CA 95926
1933 Bird St, Oroville CA 95965
icon 3
Office : 530-341-8376
icon 4
Cell : 619-793-6994

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759, WY: #3964. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

icon 1

© 2025 by Julio Cobian.

bottom of page