🌱 Why You Don’t Have to Be 100% Ready to Start the Homebuying Process
- jcobian91
- Jul 29
- 1 min read
One of the biggest myths about buying a home? That you have to already be financially perfect to begin.
As a mortgage loan officer, I talk to people every day who feel like they need to have:
A massive down payment
A perfect credit score
Zero debt
Or know exactly what kind of home they want…
But here’s the truth: You don’t have to have it all figured out to start.
In fact, starting before you’re “ready” is the smartest move. Why?
✅ Because we can build a custom plan to help you get ready.
✅ Because you’ll understand what you qualify for and what you might need to work on.
✅ Because when the perfect home comes along, you won’t miss the opportunity.
✅ Because knowledge = confidence.
Whether you’re buying in Chico or anywhere in California, I’m here to help you plant the seed and watch it grow 🌿
Want to see where you stand or just ask a few questions? Let’s talk — no pressure, just real answers.
📲 DM me or apply now using the link in bio!


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