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Want to buy a home?
Buying a home isn’t just about today—it’s about your future. It’s where memories are made, families grow, and wealth is built. ...
jcobian91
Aug 241 min read
What to expect on closing day?
Closing day is the finish line—and the start of your new chapter. But many buyers are surprised by the paperwork and details. That’s...
jcobian91
Aug 231 min read
Credit
Credit plays a huge role in home buying—but don’t let it intimidate you. Your credit score is just one piece of the puzzle. In...
jcobian91
Aug 221 min read
Need 20% for the down payment?
One of the biggest myths in real estate is that you need 20% down to buy a home. The truth? Many programs allow you to buy with as little...
jcobian91
Aug 211 min read
Understanding loan options
Not all loans are created equal. FHA, Conventional, VA, USDA—each comes with its own benefits. The right loan for you depends on your...
jcobian91
Aug 201 min read
Know your numbers!
Buying a home doesn’t start with house hunting—it starts with knowing your numbers. Pre-approval is the foundation of your home buying...
jcobian91
Aug 191 min read
🌱 Planting the Seed of Homeownership
Buying your first home is one of the most exciting milestones in life—but let’s be honest, it can also feel overwhelming. Between...
jcobian91
Aug 182 min read
☕️ Sunday Reset: One Step Closer to Homeownership
Sundays are for coffee, calm, and clarity. If you’ve been thinking about becoming a homeowner, today is the perfect time to hit reset...
jcobian91
Aug 101 min read
🌿 Weekend Vibes: Dreaming About Homeownership? Let’s Make a Plan
Weekends are for recharging—but they’re also a great time to check in on your goals. If homeownership is something you’ve been thinking...
jcobian91
Aug 91 min read
💰 Do You Really Need 20% Down to Buy a Home?
One of the biggest myths in real estate is that you need 20% down to buy a home. The truth? Most buyers—especially first-time...
jcobian91
Aug 81 min read
💳 Want to Buy a Home Soon? Start With Your Credit Score
Thinking about buying a home this year or next? One of the first steps you can take today is checking—and improving—your credit score. ...
jcobian91
Aug 71 min read
🏡 Why It’s Still a Good Time to Buy a Home
The market might feel uncertain, but here’s the truth: smart buyers are still buying homes in 2025. Why? Because waiting for the “perfect...
jcobian91
Aug 61 min read
📈 What’s Going On With Mortgage Rates This Week?
If you’re keeping an eye on mortgage rates, you’re not alone. With inflation data, Fed updates, and market shifts constantly in the news,...
jcobian91
Aug 51 min read
💼 Monday Mindset: Make This the Week You Start Your Home Buying Journey
New week. New goals. And maybe… new home? If buying a home is on your vision board this year, this Monday is the perfect time to take...
jcobian91
Aug 41 min read
☕ Sunday Vibes & Home Goals: Why This Weekend Matters
Sundays are for slow mornings, good coffee, walks with the dogs, and maybe a little dreaming about the future… like what life could look...
jcobian91
Aug 31 min read
🍂 Why August Is the Perfect Time to Start Your Homeownership Journey
As we enter the last full month of summer, many people start shifting gears—kids go back to school, schedules tighten up, and fall is...
jcobian91
Aug 21 min read
✅ I Got Pre-Approved… Now What?
First of all — congrats! Getting pre-approved is a huge step in your homebuying journey 🎉 Now that you know your budget, here’s what to...
jcobian91
Aug 11 min read
📉 Stop Trying to “Time the Market” — Focus on What You Can Control
One of the biggest mistakes I see potential buyers make? Waiting for the “perfect” moment to buy. They hope rates will drop. They think...
jcobian91
Jul 311 min read
🏡 Why Working with a Local Mortgage Advisor Makes a Big Difference
If you’re house hunting in Chico or anywhere in California, one of the best decisions you can make is to work with a local mortgage...
jcobian91
Jul 301 min read
🌱 Why You Don’t Have to Be 100% Ready to Start the Homebuying Process
One of the biggest myths about buying a home? That you have to already be financially perfect to begin. As a mortgage loan officer, I...
jcobian91
Jul 291 min read
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