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🌱 Why You Don’t Have to Be 100% Ready to Start the Homebuying Process
One of the biggest myths about buying a home? That you have to already be financially perfect to begin. As a mortgage loan officer, I...
jcobian91
Jul 29, 20251 min read
📊 Market Update: What You Should Know This Week
📊 Market Update: What You Should Know This Week Stocks are strong, with the S&P 500 and Nasdaq hitting new highs, while mortgage rates...
jcobian91
Jul 25, 20251 min read
Don’t Let the Headlines Fool You: The Real Story Behind the Housing Market
The media loves a dramatic headline — but when it comes to the housing market, those soundbites can create unnecessary fear or confusion....
jcobian91
Jul 24, 20252 min read
Top 3 Mistakes First-Time Homebuyers Make (and How to Avoid Them)
Buying your first home is exciting—but it can also feel overwhelming if you’re not prepared. As a mortgage advisor in Chico who works...
jcobian91
Jul 23, 20252 min read
Why Buying a Home is Easier Than You Think
Think buying a home has to be complicated? Think again. I wrote a quick and easy ebook called “Simplifying the Home Buying Process” —...
jcobian91
Jul 22, 20251 min read
Nervous About Buying a Home? My Free Ebook Makes It Simple
If the idea of buying a home feels overwhelming, you’re not alone. Many first-time buyers delay starting the process simply because they...
jcobian91
Jul 21, 20251 min read
🏡 Why Pre-Approval Is More Important Than Ever in Today’s Chico Market
In Chico—and all across California—homes can go under contract in a matter of days. That’s why getting pre-approved before you start...
jcobian91
Jul 16, 20251 min read
Credit Issues? Don’t Count Yourself Out of Homeownership”
One of the biggest myths in the homebuying world is that you need perfect credit to qualify for a mortgage. The truth? You don’t. Yes,...
jcobian91
Jul 11, 20251 min read
“Summer Is Heating Up… And So Is the Housing Market!”
Summer isn’t just for beach days and barbecues — it’s also a hot time to buy a home. But here’s the truth: while the weather’s heating...
jcobian91
Jul 10, 20251 min read
🌱 Don’t Miss Out on Your Dream Home—Start Planting the Seed Today
Have you ever scrolled Zillow or driven by a home and thought, “That’s the one”? But then realized… you’re not ready to make a move? It...
jcobian91
Jul 10, 20251 min read
Don’t Miss Out on Your Dream Home—Know Where You Stand Today
Have you ever seen the perfect home hit the market… but felt that sinking feeling because you weren’t ready to make a move? It happens...
jcobian91
Jul 7, 20251 min read
What the 4th of July Means to Me: Freedom, Fireworks, and the American Dream of Homeownership
As we celebrate the 4th of July with fireworks, food, and family, I can’t help but reflect on what this holiday really represents:...
jcobian91
Jul 3, 20251 min read
🏡 Mid-Year Check-In: Are You Still on Track to Buy a Home in 2025?
Can you believe we’re already halfway through the year? If one of your 2025 goals is to become a homeowner, now is the perfect time for a...
jcobian91
Jul 2, 20252 min read
🏡 5 Mortgage Myths That Are Holding You Back from Buying a Home in California
Buying a home is a huge step—but too many people stop themselves before they even begin. Why? Because of outdated information and plain...
jcobian91
Jun 25, 20252 min read
🌱 What’s the Best Way to Start the Homebuying Journey? Start Planting Seeds Today.
Buying a home doesn’t happen overnight—just like growing a strong, beautiful plant, it starts with a seed. Whether you’re hoping to buy...
jcobian91
Jun 24, 20252 min read
Stay Fit, Stay Informed: Why Exercise and Regular Blood Work Matter
When we talk about staying healthy, most people think about eating right and exercising — and that’s a great start! But there’s one...
jcobian91
Jun 23, 20252 min read
Why Lake Oroville is a Local Treasure
When people think of Northern California, they often think of trees, trails, and endless summer sunshine — but one gem that truly...
jcobian91
Jun 20, 20251 min read
🏡 Juneteenth: Reflecting on Freedom and Building Toward the Future
Today, we honor Juneteenth, a powerful reminder of the day in 1865 when the last enslaved people in the U.S. were finally granted their...
jcobian91
Jun 19, 20251 min read
🏠 Renting vs. Owning: Which One Is Right for You?
If you’re debating whether to rent or buy a home, you’re not alone. Many people wonder which option makes the most sense financially and...
jcobian91
Jun 18, 20251 min read
🏡 Pre-Qualification vs. Pre-Approval: What’s the Difference and Why It Matters
If you’re planning to buy a home, you’ve probably heard the terms pre-qualification and pre-approval—but they’re not the same thing....
jcobian91
Jun 17, 20251 min read
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