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đ±Â Why Now Might Be the Right Time to Buy a Home in Chico, CA
If youâve been waiting for the perfect moment to buy a home, youâre not alone. Many buyers across California are asking themselves the...
jcobian91
Aug 27, 20252 min read
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Want to buy a home?
Buying a home isnât just about todayâitâs about your future. Itâs where memories are made, families grow, and wealth is built. Â ...
jcobian91
Aug 24, 20251 min read
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What to expect on closing day?
Closing day is the finish lineâand the start of your new chapter. But many buyers are surprised by the paperwork and details. Â Thatâs...
jcobian91
Aug 23, 20251 min read
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Credit
Credit plays a huge role in home buyingâbut donât let it intimidate you. Your credit score is just one piece of the puzzle. Â In...
jcobian91
Aug 22, 20251 min read
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Need 20% for the down payment?
One of the biggest myths in real estate is that you need 20% down to buy a home. The truth? Many programs allow you to buy with as little...
jcobian91
Aug 21, 20251 min read
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Understanding loan options
Not all loans are created equal. FHA, Conventional, VA, USDAâeach comes with its own benefits. The right loan for you depends on your...
jcobian91
Aug 20, 20251 min read
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Know your numbers!
Buying a home doesnât start with house huntingâit starts with knowing your numbers. Pre-approval is the foundation of your home buying...
jcobian91
Aug 19, 20251 min read
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đ± Planting the Seed of Homeownership
Buying your first home is one of the most exciting milestones in lifeâbut letâs be honest, it can also feel overwhelming. Between...
jcobian91
Aug 18, 20252 min read
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âïž Sunday Reset: One Step Closer to Homeownership
Sundays are for coffee, calm, and clarity. Â If youâve been thinking about becoming a homeowner, today is the perfect time to hit reset...
jcobian91
Aug 10, 20251 min read
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đż Weekend Vibes: Dreaming About Homeownership? Letâs Make a Plan
Weekends are for rechargingâbut theyâre also a great time to check in on your goals. If homeownership is something youâve been thinking...
jcobian91
Aug 9, 20251 min read
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đ° Do You Really Need 20% Down to Buy a Home?
One of the biggest myths in real estate is that you need 20% down to buy a home. Â The truth? Most buyersâespecially first-time...
jcobian91
Aug 8, 20251 min read
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đł Want to Buy a Home Soon? Start With Your Credit Score
Thinking about buying a home this year or next? One of the first steps you can take today is checkingâand improvingâyour credit score. Â ...
jcobian91
Aug 7, 20251 min read
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đĄ Why Itâs Still a Good Time to Buy a Home
The market might feel uncertain, but hereâs the truth: smart buyers are still buying homes in 2025. Why? Because waiting for the âperfect...
jcobian91
Aug 6, 20251 min read
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đ Whatâs Going On With Mortgage Rates This Week?
If youâre keeping an eye on mortgage rates, youâre not alone. With inflation data, Fed updates, and market shifts constantly in the news,...
jcobian91
Aug 5, 20251 min read
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đŒ Monday Mindset: Make This the Week You Start Your Home Buying Journey
New week. New goals. And maybe⊠new home?  If buying a home is on your vision board this year, this Monday is the perfect time to take...
jcobian91
Aug 4, 20251 min read
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â Sunday Vibes & Home Goals: Why This Weekend Matters
Sundays are for slow mornings, good coffee, walks with the dogs, and maybe a little dreaming about the future⊠like what life could look...
jcobian91
Aug 3, 20251 min read
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đ Why August Is the Perfect Time to Start Your Homeownership Journey
As we enter the last full month of summer, many people start shifting gearsâkids go back to school, schedules tighten up, and fall is...
jcobian91
Aug 2, 20251 min read
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â I Got Pre-Approved⊠Now What?
First of all â congrats! Getting pre-approved is a huge step in your homebuying journey đ Now that you know your budget, hereâs what to...
jcobian91
Aug 1, 20251 min read
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đ Stop Trying to âTime the Marketâ â Focus on What You Can Control
One of the biggest mistakes I see potential buyers make? Waiting for the âperfectâ moment to buy. Â They hope rates will drop. They think...
jcobian91
Jul 31, 20251 min read
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đĄ Why Working with a Local Mortgage Advisor Makes a Big Difference
If youâre house hunting in Chico or anywhere in California, one of the best decisions you can make is to work with a local mortgage...
jcobian91
Jul 30, 20251 min read
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